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Thursday, April 22, 2010

 2:02 PM 

Senate passes payday lending bill, adjourns

The Senate has adjourned after adopting its own changes to legislation to regulate payday lending.

The Senate amendment to the Assembly's version of SB 530 deletes most the Assembly language banning auto title loans, but creates an entirely new section in the bill regulating title loans.

The Senate changes implement the same monthly interest rate cap governing payday loans on title loans, and would ban practices such as possessing the loan applicant's vehicle without notice or requiring that copies of the car keys be turned over.

Amendment author Sen. Jim Sullivan, D-Wauwatosa, said the chamber has met the Assembly half-way on the bill. The changes have now been messaged to the other house.

"We did not have titles as part of our bill and now we are," Sullivan said. "We have a very strong bill here."


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